diff --git a/ai_agent_tutorials/ai_google_adk/.env b/ai_agent_tutorials/ai_google_adk/.env
new file mode 100644
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+++ b/ai_agent_tutorials/ai_google_adk/.env
@@ -0,0 +1 @@
+GOOGLE_API_KEY=
\ No newline at end of file
diff --git a/ai_agent_tutorials/ai_google_adk/README.md b/ai_agent_tutorials/ai_google_adk/README.md
new file mode 100644
index 0000000..8b13789
--- /dev/null
+++ b/ai_agent_tutorials/ai_google_adk/README.md
@@ -0,0 +1 @@
+
diff --git a/ai_agent_tutorials/ai_google_adk/google_adk.py b/ai_agent_tutorials/ai_google_adk/google_adk.py
new file mode 100644
index 0000000..b12ad18
--- /dev/null
+++ b/ai_agent_tutorials/ai_google_adk/google_adk.py
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+import streamlit as st
+import pandas as pd
+import plotly.express as px
+import plotly.graph_objects as go
+from typing import Dict, List, Optional, Tuple, Any, AsyncGenerator
+import os
+import asyncio
+from datetime import datetime
+from dotenv import load_dotenv
+
+from google.adk.agents import LlmAgent, SequentialAgent, BaseAgent
+from google.adk.agents.invocation_context import InvocationContext
+from google.adk.events import Event, EventActions
+from google.adk.sessions import InMemorySessionService, Session
+
+from dotenv import load_dotenv
+
+# Load environment variables
+load_dotenv()
+
+# Get API key from environment
+GEMINI_API_KEY = os.getenv("GOOGLE_API_KEY")
+if not GEMINI_API_KEY:
+    raise ValueError("GOOGLE_API_KEY environment variable not set")
+
+class FinanceAdvisorSystem:
+    def __init__(self):
+        """Initialize the finance advisor system with specialized agents"""
+        # Budget Analysis Agent
+        self.budget_analysis_agent = LlmAgent(
+            name="BudgetAnalysisAgent",
+            model="gemini-2.0-flash-exp",
+            description="Analyzes financial data to categorize spending patterns and recommend budget improvements",
+            instruction="""You are a Budget Analysis Agent specialized in reviewing financial transactions and expenses.
+
+Your tasks:
+1. Analyze income, transactions, and expenses
+2. Categorize spending into logical groups
+3. Identify spending patterns and trends
+4. Suggest specific areas where spending could be reduced
+5. Provide actionable recommendations with potential savings amounts
+
+Consider:
+- Number of dependants when evaluating household expenses
+- Typical spending ratios for the income level
+- Essential vs discretionary spending
+- Seasonal spending patterns if data spans multiple months""",
+            output_key="budget_analysis"
+        )
+        
+        # Savings Strategy Agent
+        self.savings_strategy_agent = LlmAgent(
+            name="SavingsStrategyAgent",
+            model="gemini-2.0-flash-exp",
+            description="Recommends optimal savings strategies based on income, expenses, and financial goals",
+            instruction="""You are a Savings Strategy Agent specialized in creating personalized savings plans.
+
+Your tasks:
+1. Recommend savings strategies based on income and expenses
+2. Calculate optimal emergency fund size based on expenses and dependants
+3. Suggest appropriate savings allocation across different purposes
+4. Recommend practical automation techniques for saving consistently
+
+Consider:
+- Risk factors based on job stability and dependants
+- Balancing immediate needs with long-term financial health
+- Progressive savings rates as discretionary income increases
+- Multiple savings goals (emergency, retirement, specific purchases)""",
+            output_key="savings_strategy"
+        )
+        
+        # Debt Reduction Agent
+        self.debt_reduction_agent = LlmAgent(
+            name="DebtReductionAgent",
+    model="gemini-2.0-flash-exp",
+            description="Creates optimized debt payoff plans to minimize interest paid and time to debt freedom",
+            instruction="""You are a Debt Reduction Agent specialized in creating debt payoff strategies.
+
+Your tasks:
+1. Analyze debts by interest rate, balance, and minimum payments
+2. Create prioritized debt payoff plans (avalanche and snowball methods)
+3. Calculate total interest paid and time to debt freedom for each approach
+4. Suggest debt consolidation or refinancing opportunities when beneficial
+5. Provide specific recommendations to accelerate debt payoff
+
+Consider:
+- Cash flow and budget constraints from the budget analysis
+- Psychological factors (quick wins vs mathematical optimization)
+- Interest savings potential
+- Credit utilization and credit score impact""",
+            output_key="debt_reduction"
+        )
+        
+        # Coordinator Agent - Orchestrates the specialized agents
+        self.coordinator_agent = SequentialAgent(
+            name="FinanceCoordinatorAgent",
+            description="Coordinates specialized finance agents to provide comprehensive financial advice",
+            sub_agents=[
+                self.budget_analysis_agent,
+                self.savings_strategy_agent,
+                self.debt_reduction_agent
+            ]
+        )
+    
+    async def analyze_finances(self, financial_data: Dict[str, Any]) -> Dict[str, Any]:
+        """Process financial data through the agent system and return comprehensive analysis"""
+        # Prepare the session context
+        session = Session()
+        
+        # Store financial data in session state for agents to access
+        session.state.update({
+            "monthly_income": financial_data.get("monthly_income", 0),
+            "dependants": financial_data.get("dependants", 0),
+            "transactions": financial_data.get("transactions", []),
+            "manual_expenses": financial_data.get("manual_expenses", {}),
+            "debts": financial_data.get("debts", [])
+        })
+        
+        # Preprocess transaction data if available
+        if financial_data.get("transactions"):
+            self._preprocess_transactions(session)
+        
+        # Initialize preprocessing for manual expenses if provided
+        if financial_data.get("manual_expenses"):
+            self._preprocess_manual_expenses(session)
+        
+        # Set up the invocation context
+        context = InvocationContext(session=session, user_input="Analyze financial data")
+        
+        # Run the coordinator agent which will execute all sub-agents in sequence
+        async for event in self.coordinator_agent.run(context):
+            # We could process events here if needed
+            pass
+        
+        # Collect results from session state
+        results = {
+            "budget_analysis": session.state.get("budget_analysis", {}),
+            "savings_strategy": session.state.get("savings_strategy", {}),
+            "debt_reduction": session.state.get("debt_reduction", {})
+        }
+        
+        return results
+    
+    def _preprocess_transactions(self, session):
+        """Preprocess transaction data for easier analysis by the agents"""
+        transactions = session.state.get("transactions", [])
+        
+        if not transactions:
+            return
+        
+        # Convert list of transactions to DataFrame for analysis
+        df = pd.DataFrame(transactions)
+        
+        # Basic preprocessing
+        if 'Date' in df.columns:
+            df['Date'] = pd.to_datetime(df['Date'])
+            df['Month'] = df['Date'].dt.month
+            df['Year'] = df['Date'].dt.year
+        
+        # Calculate spending by category
+        if 'Category' in df.columns and 'Amount' in df.columns:
+            category_spending = df.groupby('Category')['Amount'].sum().to_dict()
+            session.state["category_spending"] = category_spending
+            
+            # Total spending
+            total_spending = df['Amount'].sum()
+            session.state["total_spending"] = total_spending
+    
+    def _preprocess_manual_expenses(self, session):
+        """Process manually entered expenses"""
+        manual_expenses = session.state.get("manual_expenses", {})
+        
+        if not manual_expenses:
+            return
+        
+        # Calculate total spending from manual entries
+        total_manual_spending = sum(manual_expenses.values())
+        session.state["total_manual_spending"] = total_manual_spending
+        
+        # Store categorized spending directly
+        session.state["manual_category_spending"] = manual_expenses
+
+def display_budget_analysis(analysis: Dict[str, Any]):
+    """Display budget analysis results"""
+    # Display spending breakdown
+    if "spending_categories" in analysis:
+        st.subheader("Spending by Category")
+        fig = px.pie(
+            values=[cat["amount"] for cat in analysis["spending_categories"]],
+            names=[cat["category"] for cat in analysis["spending_categories"]],
+            title="Your Spending Breakdown"
+        )
+        st.plotly_chart(fig)
+    
+    # Display income vs expenses
+    if "total_expenses" in analysis:
+        st.subheader("Income vs. Expenses")
+        income = analysis["monthly_income"]
+        expenses = analysis["total_expenses"]
+        surplus_deficit = income - expenses
+        
+        fig = go.Figure()
+        fig.add_trace(go.Bar(x=["Income", "Expenses"], 
+                            y=[income, expenses],
+                            marker_color=["green", "red"]))
+        fig.update_layout(title="Monthly Income vs. Expenses")
+        st.plotly_chart(fig)
+        
+        st.metric("Monthly Surplus/Deficit", 
+                  f"${surplus_deficit:.2f}", 
+                  delta=f"{surplus_deficit:.2f}")
+    
+    # Display spending reduction recommendations
+    if "recommendations" in analysis:
+        st.subheader("Spending Reduction Recommendations")
+        for rec in analysis["recommendations"]:
+            st.markdown(f"**{rec['category']}**: {rec['recommendation']}")
+            if "potential_savings" in rec:
+                st.metric(f"Potential Monthly Savings", f"${rec['potential_savings']:.2f}")
+
+def display_savings_strategy(strategy: Dict[str, Any]):
+    """Display savings strategy results"""
+    st.subheader("Savings Recommendations")
+    
+    # Emergency Fund
+    if "emergency_fund" in strategy:
+        ef = strategy["emergency_fund"]
+        st.markdown(f"### Emergency Fund")
+        st.markdown(f"**Recommended Size**: ${ef['recommended_amount']:.2f}")
+        st.markdown(f"**Current Status**: {ef['current_status']}")
+        
+        # Progress bar
+        if "current_amount" in ef and "recommended_amount" in ef:
+            progress = ef["current_amount"] / ef["recommended_amount"]
+            st.progress(min(progress, 1.0))
+            st.markdown(f"${ef['current_amount']:.2f} of ${ef['recommended_amount']:.2f}")
+    
+    # Savings Recommendations
+    if "recommendations" in strategy:
+        st.markdown("### Recommended Savings Allocations")
+        for rec in strategy["recommendations"]:
+            st.markdown(f"**{rec['category']}**: ${rec['amount']:.2f}/month")
+            st.markdown(f"_{rec['rationale']}_")
+    
+    # Automation Techniques
+    if "automation_techniques" in strategy:
+        st.markdown("### Automation Techniques")
+        for technique in strategy["automation_techniques"]:
+            st.markdown(f"**{technique['name']}**: {technique['description']}")
+
+def display_debt_reduction(plan: Dict[str, Any]):
+    """Display debt reduction plan results"""
+    # Total Debt Overview
+    if "total_debt" in plan:
+        st.metric("Total Debt", f"${plan['total_debt']:.2f}")
+    
+    # Debt Breakdown
+    if "debts" in plan:
+        st.subheader("Your Debts")
+        debt_df = pd.DataFrame(plan["debts"])
+        st.dataframe(debt_df)
+        
+        # Debt visualization
+        fig = px.bar(debt_df, x="name", y="amount", color="interest_rate",
+                    labels={"name": "Debt", "amount": "Amount ($)", "interest_rate": "Interest Rate (%)"},
+                    title="Debt Breakdown")
+        st.plotly_chart(fig)
+    
+    # Payoff Plans
+    if "payoff_plans" in plan:
+        st.subheader("Debt Payoff Plans")
+        tabs = st.tabs(["Avalanche Method", "Snowball Method", "Comparison"])
+        
+        with tabs[0]:
+            st.markdown("### Avalanche Method (Highest Interest First)")
+            if "avalanche" in plan["payoff_plans"]:
+                avalanche = plan["payoff_plans"]["avalanche"]
+                st.markdown(f"**Total Interest Paid**: ${avalanche['total_interest']:.2f}")
+                st.markdown(f"**Time to Debt Freedom**: {avalanche['months_to_payoff']} months")
+                
+                if "monthly_payment" in avalanche:
+                    st.markdown(f"**Recommended Monthly Payment**: ${avalanche['monthly_payment']:.2f}")
+                
+                if "schedule" in avalanche:
+                    st.markdown("#### Payoff Schedule")
+                    schedule_df = pd.DataFrame(avalanche["schedule"])
+                    st.dataframe(schedule_df)
+        
+        with tabs[1]:
+            st.markdown("### Snowball Method (Smallest Balance First)")
+            if "snowball" in plan["payoff_plans"]:
+                snowball = plan["payoff_plans"]["snowball"]
+                st.markdown(f"**Total Interest Paid**: ${snowball['total_interest']:.2f}")
+                st.markdown(f"**Time to Debt Freedom**: {snowball['months_to_payoff']} months")
+                
+                if "monthly_payment" in snowball:
+                    st.markdown(f"**Recommended Monthly Payment**: ${snowball['monthly_payment']:.2f}")
+                
+                if "schedule" in snowball:
+                    st.markdown("#### Payoff Schedule")
+                    schedule_df = pd.DataFrame(snowball["schedule"])
+                    st.dataframe(schedule_df)
+        
+        with tabs[2]:
+            st.markdown("### Method Comparison")
+            if "avalanche" in plan["payoff_plans"] and "snowball" in plan["payoff_plans"]:
+                avalanche = plan["payoff_plans"]["avalanche"]
+                snowball = plan["payoff_plans"]["snowball"]
+                
+                comparison_data = {
+                    "Method": ["Avalanche", "Snowball"],
+                    "Total Interest": [avalanche["total_interest"], snowball["total_interest"]],
+                    "Months to Payoff": [avalanche["months_to_payoff"], snowball["months_to_payoff"]]
+                }
+                comparison_df = pd.DataFrame(comparison_data)
+                
+                st.dataframe(comparison_df)
+                
+                fig = go.Figure(data=[
+                    go.Bar(name="Total Interest", x=comparison_df["Method"], y=comparison_df["Total Interest"]),
+                    go.Bar(name="Months to Payoff", x=comparison_df["Method"], y=comparison_df["Months to Payoff"])
+                ])
+                fig.update_layout(barmode='group', title="Debt Payoff Method Comparison")
+                st.plotly_chart(fig)
+    
+    # Recommendations
+    if "recommendations" in plan:
+        st.subheader("Debt Reduction Recommendations")
+        for rec in plan["recommendations"]:
+            st.markdown(f"**{rec['title']}**: {rec['description']}")
+            if "impact" in rec:
+                st.markdown(f"_Impact: {rec['impact']}_")
+
+def main():
+    st.set_page_config(page_title="AI Personal Finance Coach", layout="wide")
+    
+    # Check if we have the API key
+    if not os.getenv("GOOGLE_API_KEY"):
+        st.error("""
+        GOOGLE_API_KEY not found in environment variables.
+        Please create a .env file with your Google API key:
+        ```
+        GOOGLE_API_KEY=your_api_key_here
+        ```
+        """)
+        return
+    
+    st.title("AI Personal Finance Coach")
+    st.subheader("Get personalized financial advice from AI agents")
+    
+    # Sidebar for user inputs
+    with st.sidebar:
+        st.header("Your Financial Information")
+        
+        # Monthly Income
+        monthly_income = st.number_input("Monthly Income ($)", min_value=0.0, step=100.0, value=3000.0)
+        
+        # Number of Dependants
+        dependants = st.number_input("Number of Dependants", min_value=0, step=1, value=0)
+        
+        # Transaction data upload
+        st.subheader("Upload Transaction Data")
+        st.write("Upload a CSV with columns: Date, Category, Amount")
+        transaction_file = st.file_uploader("Upload CSV of transactions", type=["csv"])
+        
+        # Manual expense entry option
+        st.subheader("Or Enter Expenses Manually")
+        use_manual_expenses = st.checkbox("Enter expenses manually")
+        
+        manual_expenses = {}
+        if use_manual_expenses:
+            categories = ["Housing", "Utilities", "Food", "Transportation", "Healthcare", 
+                          "Entertainment", "Personal", "Savings", "Other"]
+            for category in categories:
+                manual_expenses[category] = st.number_input(f"{category} ($)", min_value=0.0, step=50.0, value=0.0)
+        
+        # Debt Information
+        st.subheader("Debt Information")
+        num_debts = st.number_input("Number of Debts", min_value=0, max_value=10, step=1, value=0)
+        
+        debts = []
+        for i in range(num_debts):
+            st.markdown(f"**Debt #{i+1}**")
+            debt_name = st.text_input(f"Debt Name #{i+1}", value=f"Debt {i+1}")
+            debt_amount = st.number_input(f"Amount ${i+1}", min_value=0.0, step=100.0, value=1000.0)
+            interest_rate = st.number_input(f"Interest Rate (%) #{i+1}", min_value=0.0, max_value=100.0, step=0.1, value=5.0)
+            min_payment = st.number_input(f"Minimum Monthly Payment #{i+1}", min_value=0.0, step=10.0, value=50.0)
+            
+            debts.append({
+                "name": debt_name,
+                "amount": debt_amount,
+                "interest_rate": interest_rate,
+                "min_payment": min_payment
+            })
+        
+        analyze_button = st.button("Analyze My Finances")
+    
+    # Main content area
+    transactions_df = None
+    if transaction_file is not None:
+        transactions_df = pd.read_csv(transaction_file)
+        st.subheader("Your Transaction Data")
+        st.dataframe(transactions_df)
+    
+    if use_manual_expenses and manual_expenses:
+        st.subheader("Your Manual Expenses")
+        manual_df = pd.DataFrame({
+            'Category': list(manual_expenses.keys()),
+            'Amount': list(manual_expenses.values())
+        })
+        st.dataframe(manual_df)
+    
+    # Prepare data for agent analysis
+    financial_data = {
+        "monthly_income": monthly_income,
+        "dependants": dependants,
+        "transactions": transactions_df.to_dict('records') if transactions_df is not None else None,
+        "manual_expenses": manual_expenses if use_manual_expenses else None,
+        "debts": debts
+    }
+    
+    # When analyze button is clicked, run agent analysis
+    if analyze_button:
+        with st.spinner("AI agents are analyzing your financial data..."):
+            # Create finance advisor system
+            finance_system = FinanceAdvisorSystem()
+            
+            # Run analysis
+            results = asyncio.run(finance_system.analyze_finances(financial_data))
+        
+        # Display results in tabs
+        tabs = st.tabs(["Budget Analysis", "Savings Strategy", "Debt Reduction"])
+        
+        with tabs[0]:
+            st.subheader("Budget Analysis")
+            if "budget_analysis" in results:
+                display_budget_analysis(results["budget_analysis"])
+            else:
+                st.write("No budget analysis available.")
+        
+        with tabs[1]:
+            st.subheader("Savings Strategy")
+            if "savings_strategy" in results:
+                display_savings_strategy(results["savings_strategy"])
+            else:
+                st.write("No savings strategy available.")
+        
+        with tabs[2]:
+            st.subheader("Debt Reduction Plan")
+            if "debt_reduction" in results:
+                display_debt_reduction(results["debt_reduction"])
+            else:
+                st.write("No debt reduction plan available.")
+
+if __name__ == "__main__":
+    main()
\ No newline at end of file
diff --git a/ai_agent_tutorials/ai_google_adk/requirements.txt b/ai_agent_tutorials/ai_google_adk/requirements.txt
new file mode 100644
index 0000000..b642de4
--- /dev/null
+++ b/ai_agent_tutorials/ai_google_adk/requirements.txt
@@ -0,0 +1,8 @@
+google-adk==0.4.0
+streamlit==1.31.0
+pandas==2.1.1
+matplotlib==3.8.0
+numpy==1.26.0
+python-dotenv==1.0.0
+plotly==5.18.0
+asyncio==3.4.3